Individuals & Families

Whether you're planning for yourself or planning for a family, we approach your financial picture much of the same way, but it's important to understand your unique situation.

​Things to think about:
  • Will you be able to retire when you want?
  • Were you planning for retirement with a spouse but now you're planning for yourself?
  • Will you and your spouse be able to retire at the same time?
  • What would happen to you or your family if you lost your job or became disabled?
  • What would happen to your family if you passed away?
  • Why do a financial plan.... how do you determine how much money you will need to live off  - your personal risk level, expenses...
Insurance Planning
Managing risk constitutes a major element of your financial and estate planning needs.  We provide advice and products to help those looking to protect these risks for themselves and their family.

We focus on sophisticated insurance concepts and strategies in the areas of:
  • Life Insurance
  • Disability Income Insurance
  • Long Term Care Insurance
  • Estate Conservation Strategies
  • Annuities
  • Insurance Audits (assessing insurance policies you have versus what you need)